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Charlip Law Group L.C.
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888-815-1418 305-354-9313
11900 Biscayne Blvd. Suite 200 · North Miami, Florida · 33181

Miami Audit Premium Claim Defense Attorneys

Many insurance companies sell their commercial general insurance policies on what is called an “audit premium” basis.

What that means is that they quote you an estimated insurance premium based upon representations that you make in your policy application, but reserve the right to audit your financial information, either during or at the end of your policy period, to verify the accuracy of that information and to assess any additional premium that such audit would disclose is warranted. Some of the more aggressive insurance companies that perform such audits and assess and seek to collect such audit premiums are Century Insurance, QBE Insurance Co., North Point Insurance Co., Grenada Insurance Co. and Country Financial Insurance. When you receive such an audit request, how you handle it often will determine how successful you will be in defending against the additional premiums claimed to be owed. Because these insurance companies will often sue to collect these billed audit premiums, it is important to be able to assess whether you have a basis to contest such a claim at the outset and to position yourself to avoid or reduce your potential exposure. For cash based businesses such as restaurants and nightclubs an audit can sometimes result in an attempt to impeach your reported financials and therefore raise undesirable collateral issues. For all of these reasons, experienced legal assistance is a must when you are faced with an audit premium demand from your insurance company. At Charlip Law Group, LC, we have the experience and strategies that will give you the best defense against any audit premium claim. Depending upon the circumstances, we can even offer you a “shared savings” contingency approach to our fees that will guaranty you a reduced payment. Contact our Miami audit premium insurance attorneys today.

At Charlip Law Group, LC our attorneys will represent your matters with the full consideration and respect you deserve. The lawyers at our firm bring many years of training and experience to the practice of law. Our multi-lingual staff will deal with your issues promptly. We are conveniently located in Miami-Dade County. Our South Florida location allows us to serve our clients in Miami-Dade, Broward and Palm Beach Counties; throughout Florida and the United States. Contact Charlip Law Group, LC at our Aventura, Florida offices toll-free at 1-888-815-1418 or 305-354-9313. You can send us a confidential email at [email protected].

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What our clients are saying

  • I had a class action suit to file, and needed to find representation in Florida. My case was complex, and in an industry most people don't know much about. After consultations with two other firms who both declined my case, Charlip Law Group was my next call. David spoke to me personally, and he was the first attorney that actually understood the issue. We had a strong case, and in the end all class members that participated ended up with 100% indemnification and it was no small amount either. Make Charlip your first call." — Client
  • A good friend recommend David to me at a moment of need. From our first meeting I hired him as my attorney. Not to know at the time what I had just done. Well after 25 years of handling all my legal matters and belive me their have been a few and in all aspects I am very secure today knowing I have David by my side. Besides being a brillant attorney that he has showen me time after time. I feel confident in him for I know I can trust him. He always puts my best interest first and advices me acording. Today I am proud not just to call him my lawyer because he is my friend."— Happy Client
  • David Charlip "Great Smart Lawyer". When it comes to lawyers, I am very critical of their performance. Mr. David Charlip from Charlip Law Group , is a the kind of lawyer you hope to find and rarely do. He is very smart, skilled and knowledgeable about RESPA & TILA rights and foreclosures. He has been defending my case for the last 3 years against predatory lender and still going. I wholeheartedly recommend Mr. David Charlip because in two very difficult times he was able to get a favorable outcome . He and his office team makes you feel like you are his VIP client, no question is too small, and he takes as much time as necessary to assist you in successful resolution of your case."— Seffar, Foreclosure Client
  • Excellent Attorney. Mr. Charlip's analytical ability and years of experience enable him to provide thoughtful, thorough, and, most importantly, practical legal advice regarding a wide variety of benefit law issues. He listens carefully to client questions and comments and he responds quickly and clearly with analysis and advice aimed directly at the issue."— Marina, Real Estate Client
Charlip Law Group L.C.

Charlip Law Group, LC is located in North Miami, FL and serves clients in and around North Miami Beach, Miami Beach, Miami, Hialeah, Opa Locka, Dania, Key Biscayne, Fort Lauderdale, Hollywood, Pompano Beach, Broward County and Miami-Dade County.

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